Personal finance is having a major moment, and everyday influencers are cashing in. From budgeting apps to investment platforms, people are hungry for financial tools that actually work. The financial niche offers some of the highest creator income opportunities across any industry—we’re talking $14 to $455+ per conversion. What makes affiliate marketing programs for finance so powerful? People are actively searching for solutions to real problems and are ready to take action.
Ready to turn your money knowledge into affiliate income? Join Mavely to explore high-quality affiliate opportunities—including finance, fintech, and lifestyle brands—all in one platform.
Top finance affiliate programs to earn more in 2025
So which finance programs are actually worth your time? These nine finance affiliate programs are where everyday influencers are seeing serious results.
1. Kitco
Niche: Precious metals investing and trading
Commission Rate: Up to 17.5% per sale
Cookie Duration: 30 days
URL to Join: Start earning with Mavely
Perks: High commission rates, trusted brand reputation, appeals to alternative investors
About the Brand: Kitco has been the go-to precious metals retailer worldwide, offering gold, silver, platinum, and other precious metals. They serve people from first-time precious metals investors to serious collectors looking to diversify their portfolios. Kitco’s reputation for reliability and educational resources helps people understand why precious metals matter for portfolio diversification. Their 17.5% commission rate is among the highest in finance.
Customer-Facing Benefits:
- Physical precious metals delivery and secure storage
- Real-time market data and educational resources
- Decades of trusted precious metals expertise
- Portfolio diversification beyond stocks and bonds
Affiliate-Focused Benefits:
- 17.5% commission rate (one of the highest in finance)
- 30-day cookie window for conversions
- Appeals to alternative investment audiences
- High-value transactions mean better payouts
What Makes It Stand Out: With a 17.5% commission rate, Kitco beats most finance programs out there, and precious metals are having a moment with investors who want to diversify beyond the usual stocks and bonds.
2. Kraken
Niche: Cryptocurrency exchange and trading platform
Commission Rate: Up to 14% on traded revenue
Cookie Duration: 30 days
URL to Join: Start earning with Mavely
Perks: High revenue-based commissions, established crypto exchange, appeals to both beginners and experts
About the Brand: Kraken is one of the largest and most trusted cryptocurrency exchanges, serving clients in over 190 countries with Bitcoin basics as well as advanced trading features. They’ve built their reputation on security and reliability—crucial factors in crypto. The platform works for both newcomers buying their first Bitcoin and seasoned traders executing complex strategies.
Customer-Facing Benefits:
- Trusted in 190+ countries
- Your money stays secure
- Perfect for crypto newbies and pros
- Learning resources included
Affiliate-Focused Benefits:
- 14% commission on traded revenue
- 30-day cookie duration
- Appeals to a broad audience
- Established brand trust in the crypto space
What Makes It Stand Out: Kraken’s revenue-based commission means you earn more as your referrals trade more, creating ongoing earning potential.
3. TurboTax
Niche: Tax preparation software and services
Commission Rate: Up to 10.5% on paid products
Cookie Duration: 7 days
URL to Join: Start earning with Mavely
Perks: Seasonal high-conversion period, #1 tax software brand, substantial earning potential during tax season
About the Brand: TurboTax has been the #1 tax software for 25+ years with millions of users. They walk you through everything step-by-step, making even complex tax situations manageable. For affiliates, that means serious earning potential from January through April during tax season.
Customer-Facing Benefits:
- They’ve been the #1 tax software for 25+ years
- Thorough explanations and support
- Guarantees you’ll get your maximum refund
- Handles simple returns and complex tax situations
Affiliate-Focused Benefits:
- 10.5% commission on paid products
- Concentrated earning period (January-April)
- Strong brand recognition drives conversions
- High-intent audience during tax season
What Makes It Stand Out: TurboTax is a seasonal goldmine—your earnings will spike from January through April when everyone’s panicking about tax deadlines. Perfect for creators who want to know exactly when their income will hit.
4. Simplifi by Quicken
Niche: Personal finance management and budgeting software
Commission Rate: Up to $2.10 per signup or 1.4% on subscriptions
Cookie Duration: 7 days
URL to Join: Start earning with Mavely
Perks: Quicken brand recognition, comprehensive financial tracking, appeals to serious budgeters
About the Brand: Simplifi represents Quicken’s modern approach to personal finance for people who want powerful money management without complexity. Everything you need to manage your money lives in one app—budgeting, bill tracking, investments, and goals all work together seamlessly. It’s perfect for people who’ve outgrown simple budgeting apps but don’t want the complexity of business-level financial software.
Customer-Facing Benefits:
- Everything you need to track your money in one place
- Simple design that won’t overwhelm you
- Backed by Quicken’s trusted name in finance
- Handles your budget, bills, and investments together
Affiliate-Focused Benefits:
- $2.10 per signup or 1.4% on subscriptions
- Quicken brand recognition builds trust
- Appeals to serious budgeters ready to level up
- Subscription model offers recurring revenue potential
What Makes It Stand Out: Simplifi bridges the gap between basic budgeting apps and complex financial software, appealing to your audience that’s ready for more advanced money management.
5. Kikoff
Niche: Credit building and financial wellness
Commission Rate: $14 per successful payment
Cookie Duration: 30 days
URL to Join: Start earning with Mavely
Perks: Innovative credit-building approach, appeals to credit beginners, clear conversion action
About the Brand: Kikoff revolutionizes credit building by removing risk and complexity. Users get a credit line that can only be used for small Kikoff purchases with autopay options. This makes credit building accessible to people intimidated by traditional methods or burned by credit card debt. Kikoff appeals to young adults, immigrants, and anyone else starting their credit journey.
Customer-Facing Benefits:
- Build credit without the risk of a traditional credit card
- Payments happen automatically, so you won’t miss any
- Great for people with no credit history or past troubles
- Small purchases that won’t break your budget
Affiliate-Focused Benefits:
- $14 per successful payment (clear conversion metric)
- 30-day cookie window
- Appeals to younger demographics
- Unique approach in the credit-building space
What Makes It Stand Out: Kikoff’s risk-free credit-building model works great for creators helping audiences with credit anxiety or those just getting started.
6. Legal Harbor
Niche: Credit repair and financial recovery services
Commission Rate: Up to $105 per sale
Cookie Duration: 90 days
URL to Join: Start earning with Mavely
Perks: High commission payouts, 90-day cookie window, proven track record with results
About the Brand: Legal Harbor specializes in credit repair, helping clients remove negative items from credit reports through aggressive advocacy with creditors and credit bureaus. They’ve removed over 20,000 negative items for thousands of clients over the past decade. The company stands out with seamless onboarding and free credit monitoring services.
Customer-Facing Benefits:
- Help and support fighting creditors and credit bureaus
- Over 20,000 negative items removed for real clients
- Includes free credit monitoring with your service
- Over 10 years of success
Affiliate-Focused Benefits:
- $105 per sale commission
- 90-day cookie window (longest in finance)
- Appeals to credit repair audiences
- High-ticket service means substantial earnings
What Makes It Stand Out: Legal Harbor’s 90-day cookie window and $105 commission make it one of the most affiliate-friendly programs in credit repair.
7. AARP
Niche: Financial services and benefits for the 50+ demographic
Commission Rate: Up to $10.50 per sale
Cookie Duration: 30 days
URL to Join: Start earning with Mavely
Perks: Trusted brand, comprehensive benefit offerings, strong conversion rates
About the Brand: AARP has been looking out for Americans 50+ for decades, and they’re pretty picky about which financial partners they work with, which is actually a good thing. They cover all the basics older adults care about: insurance that makes sense, banking without huge fees, and retirement planning that doesn’t require a finance degree. Their members are serious about research. They don’t impulse buy—they read reviews, compare options, and stick with brands they trust once they find them.
Customer-Facing Benefits:
- Everything you need for financial planning after 50
- Insurance, banking, and retirement help all in one place
- Decades of experience fighting for older Americans
- They only partner with companies they actually trust
Affiliate-Focused Benefits:
- $10.50 per sale with trusted brand backing
- 30-day cookie duration
- Strong conversion rates from loyal members
- Appeals to the underserved 50+ demographic
What Makes It Stand Out: AARP’s selective partnership approach and loyal member base create higher conversion rates for creators targeting the 50+ demographic.
8. PU Prime
Niche: CFD trading and multi-asset brokerage platform
Commission Rate: Up to $455 per qualified trader
Cookie Duration: 30 days
URL to Join: Start earning with Mavely
Perks: Extremely high commission payouts, multiple trading markets, and appeals to active traders
About the Brand: PU Prime offers CFD trading—a form of investment where buyers earn or pay the difference in price over time of securities they don’t own—across forex, commodities, shares, ETFs, and bonds. They cater to traders wanting global market access through a single platform with competitive spreads. PU Prime offers the highest commission rates in finance at $455 per qualified trader.
Customer-Facing Benefits:
- Trade CFDs across forex, commodities, and ETFs all in one place
- Professional trading tools with competitive spreads
- Access to global markets for serious traders
- Single platform keeps everything organized
Affiliate-Focused Benefits:
- $455 per qualified trader commission
- 30-day cookie window
- Appeals to active trading audiences
- Premium commission reflects high customer value
What Makes It Stand Out: PU Prime’s $455 commission per qualified trader offers the highest payout in finance affiliate marketing for creators with trading-focused audiences.
9. Aspiration
Niche: Climate-conscious banking and sustainable finance
Commission Rate: Up to $70 per sale
Cookie Duration: 30 days
URL to Join: Start earning with Mavely
Perks: Unique sustainability angle, appeals to conscious consumers, strong brand mission
About the Brand: Aspiration is for people who want their money to reflect their values. Think traditional banking but with a conscience—they’ll plant trees when you spend, help you track your carbon footprint, and let you invest in companies that actually care about the planet. This hits home for millennials and Gen Z, who don’t want their money-supporting companies they don’t approve of. If you’re already buying organic groceries and choosing eco-friendly products, why not pick a bank that actually aligns with what you care about?
Customer-Facing Benefits:
- Climate-conscious banking with impact tracking
- Plant trees every time you spend money
- Your money gets invested in companies you’d actually support
- Track and offset your carbon footprint automatically
Affiliate-Focused Benefits:
- $70 per sale commission
- 30-day cookie duration
- Appeals to the growing environmentally conscious demographic
- Values-based banking angle differentiates from traditional banks
What Makes It Stand Out: Aspiration works great for people who care about where their money goes and want their banking to actually match their values.
How to choose the best finance affiliate program
Not all finance affiliate programs are created equal. Here’s what to consider before signing up:
Consider audience intent and financial goals
Choose tools that match where your audience is in their money journey. Are they just starting to budget, crushing debt, or ready to invest? Someone new to personal finance might love Simplifi or Kikoff, while your wealth-building followers could be more into Kraken or PU Prime. Match the tool’s complexity to what your audience actually needs right now.
Look for high payouts or recurring revenue
Compare flat payouts vs. ongoing commissions. Some programs offer high one-time payments ($70-$455 per conversion), while others provide recurring revenue from subscription services. If you create evergreen content that continues driving traffic, recurring commissions can build long-term income.
Trust and transparency are critical
Financial products require the highest level of trust. Only recommend brands you’d trust with your own money. Your audience counts on you for financial guidance, so do your homework—check reviews, verify they’re regulated, and choose companies that educate rather than just sell.
Content fit
Choose programs that work naturally in your content style. Budget trackers fit well in monthly budget reviews or debt payoff updates. Investment apps work great in wealth-building content or market education posts. Credit monitoring tools complement a credit improvement series.
Is finance good for affiliate marketing?
Absolutely—and here’s why finance is such a goldmine for creators. Everyone needs help with money, whether they’re 22 and drowning in student loans or 45 and finally ready to invest. That’s a massive audience right there.
The thing is, when someone’s actively searching for a budgeting app or trying to fix their credit, they’re not just browsing—they’re ready to act. They have real problems they need solved. Plus, financial companies know that landing one customer can mean years of revenue, so they’re willing to pay serious commissions to get quality referrals.
What is the highest-paying affiliate program in finance?
Many credit repair and investment platforms offer $70-$455+ per qualified lead or funded account. CFD trading programs like PU Prime can pay $455+ per qualified trader. Credit monitoring and precious metals programs often offer $105-$175 per conversion.
The highest payouts typically come from programs where customer lifetime value is substantial—think investment platforms, trading services, or premium financial tools. These companies can afford higher affiliate commissions because they’re acquiring customers who will generate significant revenue over time.
Can you make $100 a day with finance affiliate marketing?
Yes—especially with SEO-driven content, YouTube videos, or social media that builds trust over time. Finance content tends to have a longer shelf life than trend-based niches, so one quality blog post about “best budgeting apps” could generate passive affiliate revenue for months or years.
The key is focusing on educational content that genuinely helps people solve financial problems. A comprehensive guide to paying off student loans, a series on building your first emergency fund, or honest reviews of budgeting apps can all drive consistent conversions.
Monetize Your Financial Expertise with Mavely
Finance content has the power to genuinely change lives—and affiliate marketing can support both your audience’s goals and your income goals. The key is leading with value, building trust, and only promoting tools you believe in.
Whether you’re sharing your debt payoff wins, breaking down budgeting basics, or explaining investing for beginners, there’s a finance program that fits your content perfectly. Focus on actually helping your audience first. Then add the affiliate links that make sense for what you’re already talking about.
Ready to turn your money knowledge into affiliate income?
Explore top finance affiliate programs through Mavely and start building a content strategy that pays.
